Accidents can and do happen when you least expect them to, so if you're planning on travelling outside of Australia travel insurance is a 'must purchase' item in our opinion. Cover-More is one of Australia's best travel companions because when things happen they'll keep you travelling (and we can speak from experience). Lots of people ask us if they will be ok relying on their free credit card cover. While we can't say for sure in your personal situation (you'll need to read the PDS of each policy to make a true comparison), we can say that we never have. We've always purchased our travel insurance with Cover-More! As they always say...
"If you can afford to travel you can afford travel insurance" - don't be caught out,
factor this into your budget.